Safer Remittances and Improved Livelihoods Project (SRIL) (Nepal)
Start date - End date
Brief description of the initiative
Based on learning from situational studies conducted in 2011, Oxfam in Nepal has identified remittance money as an opportunity to trigger sustainable development and reduce poverty in rural areas. Seasonal migration to India for employment is a highly prevalent coping livelihood strategy among the poorest Households in western Nepal. Migrants are vulnerable to theft and bribery as they transport money on the journey home. With a combination of awareness, financial literacy and effective communication; Oxfam has identified ways not only to protect the migrants from these vulnerabilities, but also to better utilize remittances to fight long-term poverty through sustainable livelihoods development.
Safer Remittances and Improved Livelihoods Project (SRIL) is a pilot project that directly contributes to improve remittance transfer systems and promotes women’s economic leadership by strengthening capacity of rural women, local financial institutions and remittance governance. Duration of the project is from April 2012 to March 2013.
Main thematic areas
The overall goal of the project is to empower Nepali migrants and their families (esp. women family members) with the financial knowledge by which they can protect, save, and invest their remittances for a sustainable future for their families. The specific objectives are (1) To protect migrants of target areas to India from potential risks of informal remittance transfer such as theft and bribery; (2) To promote women members of migrants’ families as key financial decision-makers at household level by empowering them with financial knowledge and management skills, (3) to advocate for better migration, foreign employment and remittance transfer policies from India to Nepal; (4) To replicate learning on a larger scale.
1) To protect migrants of target areas to India from potential risks of informal remittance transfer such as theft and bribery. • Disseminate awareness materials (pictorial stories, flyers, posters, radio, hoarding boards) • Establishment of Information Centers in two border points, Rupahidiya and Gaurifanta • Working with remittance companies to make remittance transfer services easily accessible to the rural households. 2) To promote women members of migrants’ families as key financial decision-makers at household level by empowering them with financial knowledge and management skills. • Baseline survey on household level with information regarding their financial knowledge, existing socio-economic status of women, decision-making roles, migration pattern, savings, consumption and investment patterns. • Facilitating REFLECT classes through Participatory Learning Centers in the communities for empowering women. • Developing financial literacy manuals and facilitating financial literacy classes in the communities • Supporting to strengthen community level women led cooperatives 3) To advocate for better migration, foreign employment and remittance transfer policies from India to Nepal. • Policy review, research and recommendation • Supporting advocacy forums to advocate for favorable policy environment and mechanisms to protect the rights of Nepali migrant workers in India. • Facilitate to establish district and national level forums consisting relevant stakeholders (government, CSOs, private sector) to mainstream the issues related to migration to and remittance from India. • Conducting learning and sharing sessions 4) To replicate learning on a larger scale. • Preparing scale up strategy • Sharing the lessons learnt, challenges and way forward with relevant stakeholders
Direct beneficiaries are 300 migrant families. They are from rural areas and at least one member of the family works in India.
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“Due to the empowerment training, I can now convince my husband by explaining to him the benefits of these trainings. My in-laws also do not stop me as they too understand it now. Finally everything is going good now” says, Bishnu Rana Khatri.